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Our Team


Matthew J. Balsbaugh

President & CEO

Matt Balsbaugh, was born and raised in

Mid Michigan and has been with Lori, his high school sweetheart, for over 36 years.  They are very proud of their two children, Hunter and Maddison along with Ryan, their son-in-law, who is also part of the firm. Matt believes in strong family values and feels blessed to have his mother, sister, mother-in-law, and nephew all working with him at the firm.


Matt began his financial career in 1988 in the insurance industry.  He has a Life Underwriting Training Council Fellow [LUTCFR] professional designation that is given jointly by The American College and the National Association of Insurance and Financial Advisors. Matt is also very proud to be an Approved Member of the National Ethics Association.

When Matt helped establish Compass Financial Associates LLC and its team, he set out with an objective to help clients eliminate as much confusion as possible in planning their financial future.


Compass Financial Associates LLC and Matt Balsbaugh are very diligent in helping their customers achieve their long-term financial objective by utilizing insurance products.  Matt believes everyone should have someone with honesty, integrity and a commitment to help make things simpler and less complicated. While working alongside of them, when exploring options for planning their retirement. 


Ryan J. Brummans
Licensed Financial Representative
Managing Partner

Ryan was born and raised in Goodrich, Michigan. This is where he met his wife, Maddison. Ryan and his wife currently reside in the Goodrich area with their son.

Ryan began his career right out of high school in the finance industry. Ryan is proud to be an approved member of the National Ethics Association. Ryan joined Compass Financial Associates, with an objective to help clients eliminate as much confusion as possible in planning their financial future. 


Christina Stokes

Licensed Financial Representative

Christina was born and raised in mid Michigan. She has been married for 24 years. She has one son Quintin, Who is currently in college.

Christina began her financial career in 2003, she is a member of SOFA. Christina is very proud to be an approved member of the national ethics association. She has served as an agent, sales manager- prior to working for Compass Financial. 

Christina is very committed to her clients, in all aspects of their future retirement needs. 

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Hunter Balsbaugh
Licensed Financial Representative
Managing Partner

Hunter was born and raised in Goodrich, Michigan.  He loves being in the outdoors and with his brown Labrador Retriever, Molly who is the office dog.  Hunter has been working in the family business since 2017. He is proud to be part of the National Ethics Association.  Hunter is a Licensed Financial Representative who is eager to help his clients achieve their financial goals.


Chelsea Fink

Vice President of Operations

Chelsea was born and raised in Burton, Michigan. She attended The University of Michigan where she earned her degree in Education. She now lives in Owosso with her husband (Andrew) and two children (Harper and James). Recently, Chelsea completed her masters degree in Human Resources and Leadership Development at Louisiana State University. Chelsea has been a family friend for nine years and is so thankful to be apart of the Compass Financial family.

Cyleigh Clifford

Vice President of Client Relations

Cyleigh was born and raised in Davison, Michigan. She graduated from Davison High School in 2015 where she then continued her education at the University of Michigan-Flint where she completed her Bachelor's Degree. After Completing her Bachelor's Degree she decided to further her education and has obtained her Master’s Degree from Louisiana State University. Cyleigh currently resides in Otisville, Michigan with her Fiance (Collin), two daughters (Everleigh & Teagan). Cyleigh is a very hardworking and detail oriented team member with years of customer service experience.


Barb Proffer
Head of Transfer Department - Notary & IRS Enrolled Agent

Barb was born and has resided in Michigan her entire life. She prepared her first tax return as a junior in high school. She became an enrolled agent in 1989 and is also a notary public.

She has two children that she is very proud of. Jolissa and Cody were both born in the month of January so they spend the first four months of there life in her tax office.

They reside in Davison, where they are all very involved in their church. Barb has been a family friend for more than 35 years.


Lynda Bagwell

Administrative Assistant 

Lynda was born in St. Paul, Minnesota and moved to Michigan with her family when she was two years old. She attended Beecher High School and the International Automation Institute for Data Processing. She worked in the Medical Field as a Business Manager and CFO for 30 plus years. She retired in 2000 to become a caregiver for her husband. She currently resides in Davison. Lynda has one daughter, son-in-law, two adult grandchildren, their spouses, and three great grandchildren. She is a lifelong family friend of Matt's mother Linda, and became Matt's Godmother soon after he was born. She and her family attend church in Davison.

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Steve Ahonen
Vice President of Medicare Operations

Steve is joining our team at Compass Financial as a dedicated, licensed Medicare Specialist. While his introduction to the insurance industry began in 1995, his current area of focus is dedicated to Medicare products and solutions. For such a complex and important subject, his approach has proven simple and effective- clarify what Medicare is and is not, what it does and doesn’t do, and PREPARE! A thorough fact finding and open dialog will ensure the right solution for each unique client.

He represents all major carriers for Medicare Supplements, (Medigap) Prescription Drug Plans, (PDP) Medicare Advantage Plans, (MAPD) and a host of ancillary products designed to minimize a client’s out of pocket risk.

Steve maintains a dedicated office within our building for “in person consultation” but is always available by cell phone to answer questions and share his knowledge, while never charging a fee of any kind. One conversation with Steve and you will hear and feel his passion for the industry.

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